Risk/Insurance Assessment

Brian Hawkins works closely with a number of companies involved in risk assessment and particularly with Ormon Risk Analysis for whom he acts as the consultant responsible for geotechnical aspects. Much of this work involves assessing the risk of extra-over costs related to civil engineering contracts and reports have been provided for a number of DBFO contracts with values in excess of £50 million. Ground conditions varied from glacial deposits on the M1 to disused mine workings on the M62/M1 and the interbedded limestones/swelling clays on the A417.

Geotechnical advice is given on which insurance brokers base offers of insurance cover to contractors. This may be in respect of problems related to ground conditions or associated difficulties which otherwise might have been expected to give rise to a contractual claim, eg assessment of potential extra over costs for the £485 million North Birmingham Ring Road.

This aspect of his work usually involves establishing the ground conditions from the information available and visiting the offices of the consultants/contractors in order to assess the proposed design and/or working methods.

Where insurance companies are concerned, a continued contact with site activities is maintained to observe the works, not only to minimise possible problems during the works but also to understand the reasons for any claims which may be made against the insurance cover.

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